Aditya Birla Sun Life Banking And Financial Services Fund Datagrid
Category Banking and Financial Fund
BMSMONEY Rank 11
Rating
Growth Option 04-12-2025
NAV ₹63.92(R) -0.08% ₹71.94(D) -0.08%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 11.01% 15.01% 16.12% 13.32% 14.83%
Direct 12.04% 16.09% 17.24% 14.44% 15.98%
Nifty Financial Services TRI 13.52% 13.8% 15.08% 14.38% 15.78%
SIP (XIRR) Regular 19.95% 15.81% 14.48% 15.49% 13.93%
Direct 21.04% 16.89% 15.55% 16.61% 15.05%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.76 0.42 0.74 1.24% 0.1
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
13.01% -13.85% -11.9% 1.02 8.96%
Fund AUM As on: 30/06/2025 3447 Cr
Top Banking and Financial Fund
Fund Name Rank Rating
Sbi Banking & Financial Services Fund 1
Invesco India Financial Services Fund 2
Nippon India Banking & Financial Services Fund 3

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
Aditya Birla Sun Life Banking and Financial Services Fund - REGULAR - IDCW 24.91
-0.0200
-0.0800%
Aditya Birla Sun Life Banking and Financial Services Fund - DIRECT - IDCW 33.79
-0.0300
-0.0900%
Aditya Birla Sun Life Banking and Financial Services Fund - Regular Plan - Growth 63.92
-0.0500
-0.0800%
Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - Growth 71.94
-0.0600
-0.0800%

Review Date: 04-12-2025

Beginning of Analysis

In the Banking and Financial Services Fund category, Aditya Birla Sun Life Banking And Financial Services Fund is the 10th ranked fund. The category has total 14 funds. The Aditya Birla Sun Life Banking And Financial Services Fund has shown a poor past performence in Banking and Financial Services Fund. The fund has a Jensen Alpha of 1.24% which is lower than the category average of 2.31%, showing poor performance. The fund has a Sharpe Ratio of 0.76 which is lower than the category average of 0.82.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Banking and Financial Services Mutual Funds are ideal for aggressive investors seeking high returns by investing in the banking and financial services sector. These funds offer targeted exposure to banks, NBFCs, insurance companies, and other financial institutions, allowing investors to capitalize on the growth potential of this sector. However, they carry higher risks due to their concentrated exposure and are heavily dependent on the performance of the BFSI sector and macroeconomic factors. Investors should have a long-term investment horizon, a high risk tolerance, and a good understanding of the banking and financial services sector before investing in these funds. Additionally, monitoring economic trends and regulatory changes is crucial for success.

Aditya Birla Sun Life Banking And Financial Services Fund Return Analysis

The Aditya Birla Sun Life Banking And Financial Services Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Banking and Financial Services Fund peers and the Nifty Financial Services TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Banking and Financial Services Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of 1.57%, 8.84 and 7.34 in last one, three and six months respectively. In the same period the category average return was 1.28%, 8.17% and 7.43% respectively.
  • Aditya Birla Sun Life Banking And Financial Services Fund has given a return of 12.04% in last one year. In the same period the Nifty Financial Services TRI return was 13.52%. The fund has given 1.48% less return than the benchmark return.
  • The fund has given a return of 16.09% in last three years and rank 10th out of 14 funds in the category. In the same period the Nifty Financial Services TRI return was 13.8%. The fund has given 2.29% more return than the benchmark return.
  • Aditya Birla Sun Life Banking And Financial Services Fund has given a return of 17.24% in last five years and category average returns is 18.0% in same period. The fund ranked 8th out of 11 funds in the category. In the same period the Nifty Financial Services TRI return was 15.08%. The fund has given 2.16% more return than the benchmark return.
  • The fund has given a return of 15.98% in last ten years and ranked 4th out of ten funds in the category. In the same period the Nifty Financial Services TRI return was 15.78%. The fund has given 0.2% more return than the benchmark return.
  • The fund has given a SIP return of 21.04% in last one year whereas category average SIP return is 21.12%. The fund one year return rank in the category is 9th in 21 funds
  • The fund has SIP return of 16.89% in last three years and ranks 12th in 14 funds. Sbi Banking & Financial Services Fund has given the highest SIP return (22.63%) in the category in last three years.
  • The fund has SIP return of 15.55% in last five years whereas category average SIP return is 16.55%.

Aditya Birla Sun Life Banking And Financial Services Fund Risk Analysis

  • The fund has a standard deviation of 13.01 and semi deviation of 8.96. The category average standard deviation is 12.47 and semi deviation is 8.54.
  • The fund has a Value at Risk (VaR) of -13.85 and a maximum drawdown of -11.9. The category average VaR is -13.04 and the maximum drawdown is -10.52. The fund has a beta of 0.97 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Banking and Financial Services Fund Category
  • Good Performance in Banking and Financial Services Fund Category
  • Poor Performance in Banking and Financial Services Fund Category
  • Very Poor Performance in Banking and Financial Services Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty Financial Services TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.49 1.55
    1.17
    		-0.47 | 2.09 9 | 21 Good
    3M Return % 8.60 6.84
    7.81
    		4.39 | 10.30 8 | 21 Good
    6M Return % 6.85 5.91
    6.71
    		2.83 | 13.14 9 | 21 Good
    1Y Return % 11.01 13.52
    11.09
    		5.09 | 17.04 12 | 21 Good
    3Y Return % 15.01 13.80
    15.52
    		11.54 | 19.61 10 | 14 Average
    5Y Return % 16.12 15.08
    16.68
    		13.93 | 20.91 8 | 11 Average
    7Y Return % 13.32 14.38
    14.05
    		11.84 | 16.25 7 | 11 Average
    10Y Return % 14.83 15.78
    14.18
    		9.80 | 17.33 4 | 10 Good
    1Y SIP Return % 19.95
    19.51
    		13.51 | 30.30 9 | 21 Good
    3Y SIP Return % 15.81
    16.64
    		12.45 | 21.32 11 | 14 Average
    5Y SIP Return % 14.48
    15.25
    		12.38 | 17.95 8 | 11 Average
    7Y SIP Return % 15.49
    15.82
    		13.20 | 17.95 6 | 11 Good
    10Y SIP Return % 13.93
    14.25
    		11.07 | 16.66 6 | 10 Good
    Standard Deviation 13.01
    12.47
    		10.96 | 13.12 12 | 14 Average
    Semi Deviation 8.96
    8.54
    		7.52 | 9.17 12 | 14 Average
    Max Drawdown % -11.90
    -10.53
    		-13.67 | -8.01 12 | 14 Average
    VaR 1 Y % -13.85
    -13.04
    		-16.76 | -10.85 10 | 14 Average
    Average Drawdown % -5.01
    -4.62
    		-5.48 | -3.88 11 | 14 Average
    Sharpe Ratio 0.76
    0.82
    		0.46 | 1.11 11 | 14 Average
    Sterling Ratio 0.74
    0.81
    		0.51 | 1.06 11 | 14 Average
    Sortino Ratio 0.42
    0.46
    		0.26 | 0.60 11 | 14 Average
    Jensen Alpha % 1.24
    2.31
    		-3.02 | 7.38 11 | 14 Average
    Treynor Ratio 0.10
    0.11
    		0.06 | 0.16 11 | 14 Average
    Modigliani Square Measure % 14.98
    16.02
    		11.15 | 19.75 11 | 14 Average
    Alpha % 3.06
    3.40
    		-1.15 | 7.71 8 | 14 Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty Financial Services TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.57 1.55 1.28 -0.31 | 2.21 9 | 21 Good
    3M Return % 8.84 6.84 8.17 4.90 | 10.83 9 | 21 Good
    6M Return % 7.34 5.91 7.43 3.26 | 14.03 10 | 21 Good
    1Y Return % 12.04 13.52 12.59 7.15 | 18.91 13 | 21 Average
    3Y Return % 16.09 13.80 16.94 12.41 | 21.20 10 | 14 Average
    5Y Return % 17.24 15.08 18.00 15.04 | 21.89 8 | 11 Average
    7Y Return % 14.44 14.38 15.29 13.02 | 17.71 7 | 11 Average
    10Y Return % 15.98 15.78 15.39 11.16 | 18.64 4 | 10 Good
    1Y SIP Return % 21.04 21.12 14.46 | 32.36 9 | 21 Good
    3Y SIP Return % 16.89 18.07 13.34 | 22.63 12 | 14 Average
    5Y SIP Return % 15.55 16.55 13.25 | 19.51 8 | 11 Average
    7Y SIP Return % 16.61 17.11 14.56 | 19.40 6 | 11 Good
    10Y SIP Return % 15.05 15.45 12.47 | 17.97 5 | 10 Good
    Standard Deviation 13.01 12.47 10.96 | 13.12 12 | 14 Average
    Semi Deviation 8.96 8.54 7.52 | 9.17 12 | 14 Average
    Max Drawdown % -11.90 -10.53 -13.67 | -8.01 12 | 14 Average
    VaR 1 Y % -13.85 -13.04 -16.76 | -10.85 10 | 14 Average
    Average Drawdown % -5.01 -4.62 -5.48 | -3.88 11 | 14 Average
    Sharpe Ratio 0.76 0.82 0.46 | 1.11 11 | 14 Average
    Sterling Ratio 0.74 0.81 0.51 | 1.06 11 | 14 Average
    Sortino Ratio 0.42 0.46 0.26 | 0.60 11 | 14 Average
    Jensen Alpha % 1.24 2.31 -3.02 | 7.38 11 | 14 Average
    Treynor Ratio 0.10 0.11 0.06 | 0.16 11 | 14 Average
    Modigliani Square Measure % 14.98 16.02 11.15 | 19.75 11 | 14 Average
    Alpha % 3.06 3.40 -1.15 | 7.71 8 | 14 Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Aditya Birla Sun Life Banking And Financial Services Fund NAV Regular Growth Aditya Birla Sun Life Banking And Financial Services Fund NAV Direct Growth
    04-12-2025 63.92 71.94
    03-12-2025 63.98 72.01
    02-12-2025 63.97 72.0
    01-12-2025 64.51 72.61
    28-11-2025 64.6 72.7
    27-11-2025 64.65 72.76
    26-11-2025 64.59 72.68
    25-11-2025 63.82 71.82
    24-11-2025 63.72 71.7
    21-11-2025 63.88 71.88
    20-11-2025 64.56 72.64
    19-11-2025 64.36 72.41
    18-11-2025 64.55 72.63
    17-11-2025 64.64 72.72
    14-11-2025 63.91 71.89
    13-11-2025 63.51 71.44
    12-11-2025 63.25 71.15
    11-11-2025 62.88 70.73
    10-11-2025 63.05 70.92
    07-11-2025 62.87 70.71
    06-11-2025 62.48 70.28
    04-11-2025 62.98 70.83

    Fund Launch Date: 25/Nov/2013
    Fund Category: Banking and Financial Fund
    Investment Objective: The primary investment objective of the Scheme is to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/ indicate any returns. There can be no assurance that the scheme objectives will be achieved
    Fund Description: It is an open-ended equity scheme that concentrates on the companies engaged in banking & financial services businesses with a growth oriented investment style
    Fund Benchmark: Nifty Financial Services Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.